Find out if you should top upbefore you pay £900
Missing qualifying years cost you £6,300+ in lost pension per year. Check your NI gaps in 60 seconds.
£221
per week full pension
35
qualifying years needed
6 years
limit to fill gaps
UK Pension Gap Check
Upload NI statement, P60, or payslip
Drop your NI statement or P60 here
or click to browse — PDF, PNG, JPG, TXT
"Found out I was missing 3 years I could still fill. Would have lost £18k+ in pension."
Sarah T.
Self-employed, London
"My financial advisor used the PDF report to sort my voluntary contributions. Saved hours."
James M.
Contractor, Manchester
"Discovered my employer hadn't been paying NI for 2 years. Caught it before it was too late."
Priya K.
Remote worker, Bristol
Important: This is not financial advice
RippleXn provides informational tools to help you understand your National Insurance record. We are not regulated by the FCA and do not provide financial advice. Before making decisions about voluntary NI contributions, please consult a qualified financial advisor.
Frequently asked questions
Don't pay £900 to fill a gap you don't need.
Check your NI record in 60 seconds. Free preview. No obligation.